ZA Bank Referral Code

About ZA Bank

ZA Bank is Hong Kong's first virtual bank. ZA is the first bank to offer Visa cards with personalised card numbers. They committed to bring you a different banking experience. It's one of our favourite virtual banks in Hong Kong.

Referral Code Bonus
NVPR65 HK$100 Cash Bonus

Why ZA Bank

ZA Bank is the first virtual bank to launch in Hong Kong. ZA has some great interest rates, up to 1.08% at time of writting vs 0.01% in most retail banks. They also offer extra perks, such as free coffee upgrades. buy one get one free coffee, up to 200% cashback on card spending and personal loans at compeitive rates.

Why use a ZA Bank referral code?

A ZA Bank referral code is a code which gives you a HK$100 cash welcome bonus if you create an account with this link, and top up your account with at least 10,000 HKD. We also get a small commission. It's a win-win.

How do I use the code?

Just click the link and register, or copy and paste the code into the ZA Bank registration page.

What does ZA Bank look like?

How good is ZA Bank?


  • High interest rate.
  • East to open an account.
  • HKD, CNY and USD.
  • Time Deposit.
  • Pick your own card number
  • Up to 200% Cashback.
  • Various perks with partners.
  • Deposits protected by the Deposit Protection Scheme


  • Hong Kong ID required.
  • Hong Kong phone number required.

How do we rate ZA Bank?

Feature Score
Customer Support

Can I get a credit card with my account?

Absolutely, just apply for it once you've opened your account.

Can I get my own ZA Bank referral code?

Yes, everyone who registers can benefit from the referral program.

Are there any other virtual bank referral codes?

Absolutely. Check these out: ZA Bank, Livi Bank, WeLab Bank, Airstar, Mox, ANT Bank, Fusion Bank and more.