WeLab Bank Referral Code

About WeLab Bank

WeLab Bank is a new Hong Kong virtual bank backed Sequoia, Allianz and other notable investors. WeLab Bank seamlessly integrates technology into customers lives and are redefining how Hong Kong banks should serve customers.

Referral Code Bonus
FPYODS 100HKD cash bonus

Why WeLab Bank

WeLab Bank has one of the best interest rates, which is compounded daily in your account. They are backed by Hong Kong based companies.

Why use a WeLab Bank referral code?

Using the referral code FPYODS will give you a 100 HKD bonus reward after account approval. You can then start inviting your friends to also earn 100 HKD.

How do I use the code?

Just enter FPYODS when registering for your account in the WeLab Bank app.

What does WeLab Bank look like?

How good is WeLab Bank?


  • High interest rate.
  • Interest is paid monthly.
  • East to open an account.
  • Included Mastercard payment card.
  • 5% Cashback on Fridays, weekends and public holidays.
  • 1% Cashback on other days.
  • Exclusive perks and promotions.
  • Deposits protected by the Deposit Protection Scheme


  • Hong Kong ID required.
  • Hong Kong phone number required.
  • HKD only.
  • Time deposit "GoSave" is required to earn the highest interest.

How do we rate WeLab Bank?

Feature Score
Customer Support

Can I get a credit card with my account?

You apply for a Debit Mastercard once you've opened your account using invitation code: FPYODS when registering.

Can I get my own WeLab Bank referral code?

Absolutely, you can join the member-get-member referral program to invite your friends and earn up to 5000 HKD. Both your direct referees and 2nd degree friends can help you earn rewards.

Are there any other virtual bank referral codes?

Absolutely. Check these out: ZA Bank, Livi Bank, Airstar, Mox, ANT Bank, Fusion Bank and more.