Fusion Bank Referral Code

About Fusion Bank

Fusion Bank is a new Hong Kong virtual bank backed Tencent and Bank of China. Fusion Bank is committed to bring financial inclusion to Hong Kong.

Referral Code Bonus
RICH8E3Y 3.91% interest coupon

Why Fusion Bank

Fusion Bank has a higher interest rate than most traditional banks. Although it has limited payment options and is one of the last virtual banks to launch.

Why use a Fusion Bank referral code?

Using the referral code RICH8E3Y will give you a 3.91% bonus interest rate coupon for up to 50,000 HKD on a 1 month fixed deposit.

How do I use the code?

Just enter RICH8E3Y when registering for your account in the Fusion Bank app.

What does Fusion Bank look like?

How good is Fusion Bank?


  • High interest rate.
  • East to open an account.
  • Partnership with WeChat.
  • Exclusive perks and promotions.
  • Deposits protected by the Deposit Protection Scheme


  • Hong Kong ID required.
  • Hong Kong phone number required.
  • HKD only.
  • Time deposit is required to earn the highest interest.
  • No payment debit or credit card.
  • No easy way to use account for day to day payments, without going through WeChat.

How do we rate Fusion Bank?

Feature Score
Customer Support

Can I get a credit card with my account?

No, there is currently no credit or debit card available.

Can I get my own Fusion Bank referral code?

Absolutely, you can register using our referral code and then share your own code with your friends and earn up to 15,000 HKD.

Are there any other virtual bank referral codes?

Absolutely. Check these out: ZA Bank, Livi Bank, Airstar, Mox, ANT Bank and more.